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Bank of Bartlett posts quarterly profit

Bank of Bartlett has reported its second consecutive quarterly profit, posting an increase in net income for the fourth quarter as well as a profit for the second half of 2011.

Bank of Bartlett is the 11th largest bank based in Memphis as ranked by deposits according to the Federal Deposit Insurance Corp. It reported Q4 net income of a little more than $712,500, compared to a more than $1.5 million loss during the year-ago period.

The bank reported a decline in non-performing assets, a 39 percent drop from more than $46.5 million in Q4 2010 to $28.2 million in Q4 2011. Non-accrual loans dropped 70 percent to $8 million from $27 million during the same quarter in 2010, and total delinquencies dropped to 7.5 percent.

“We are pleased to have experienced another profitable quarter for the year, and we remain well-positioned to sustain profitability as we move into 2012,” said Harold Byrd, president of Bank of Bartlett, which was founded in 1980. “The bank’s positive earnings report is due in large part to a strategic plan to reduce expenses and control costs in what continues to be a very tough banking environment. We believe this has set us on a course for more profitable quarters for years to come. We are proud of our employees and the hard work they continue to do during difficult times so that our customers continue to enjoy their banking experience with Bank of Bartlett.”

Dansette

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