personal loans east london south africa
personal loans in ohio
what is a high cost loan in new york
cash converters loan forum
below market rate loans
how to get loan without cibil check
how to ask for a personal loan from your boss
no credit check loans to start a business with bad credit
loan application form of hdfc bank
sample appeal letter for loan denial
pagibig multipurpose loan payment form p24
usda loans in new york
debit card loans topeka ks
microsoft excel 2007 loan calculator
car title loans in texarkana arkansas
net loans calculation
debt consolidation loans online approval
emergency loans unemployed australia
how to get a loan to buy a business with bad credit
interest subvention scheme on crop loans
loans with a guarantor thats not a homeowner
sample hardship letter for loan modification 2014
bad debt loans ireland
one life direct personal loans
sun loans mcallen tx
spot loan complaints
emergency home repair loans bad credit
step up loan qld
personal loan agreement pdf
20000 car loan with bad credit
payday loans online no faxing direct lender
bank loans for dairy farming in tamilnadu
business loans criteria uk
rbi guidelines for gold loans
i need a loan shark topix
service loan corporate office
liberty life loans
loan reconciliation process
what are the documents required for personal loan in sbi
bank islam personal loan 2014
using cpf special account for housing loan
do i qualify for a va loan with an other than honorable discharge
standard chartered bank loan online payment
halal student loans canada
rural development loan van buren ar
first time land buyer loans
asylum seeker student loan
project loan proposal sample
big bike loan philippines
world finance loans mobile al
can you get a payday loan with a negative bank account
i need a loan of 2500
easy cash loans manila
personal loan repayment table bank rakyat
pag ibig housing loan zamboanga city philippines
how to take internet loan on vodafone sim
offshore payday loan companies
small business loans for foreigners
quick loan now
native american loan shark commercial
biweekly payments for car loans
i need an urgent loan today 2014
loans bad credit centrelink
government loans for moving house
get loan online in nigeria
web xem phim i loan
loan max title loans brookpark road
title loans in fall river ma
crazy 8 auto loans
national bank of arizona loan officers
usaa loan department phone number
personal loan lenders like avant credit
dbs fixed rate home loan
can you settle a student loan for less
certified loan signing agent jobs
housing loan approval in malaysia
personal loan in pakistan
bajaj finance personal loan vadodara
what is a green loan
title loan 77083
cash loans liverpool nsw
autozone loan a tool list
accounting entry for loans payable
manappuram gold loan branches vadodara
bad credit auto loan denver
can my husband get a home loan without me
cooperative bank career and development loan
spot loan login
springleaf loans bbb
title loans iowa city
best young players to loan on fifa 12
loan application form template word
i need a loan but im on benefits and have bad credit
which is often considered to offer the least expensive loans
a loan backed by collateral represents an
income tax form 12c housing loan
calculate the maturity date of a 90 day loan
unsecured business acquisition loans
swingline loan definition
10000 dollar loan with no credit

The times they are a-changing

“Your old road is rapidly aging / Please get out of the new one if you can’t lend your hand / For the times they are a-changing.” – Bob Dylan

Oscar contender “The Artist” is a black-and-white homage to the Golden Age of Hollywood, to that magic period when silent films were making way for talkies and when the entertainment world was on the cusp of the Next Big Thing.

Watching the movie recently at Malco’s Ridgeway 4, I was stuck by the similarities between the debonair leading man and his stubborn refusal to let go of his love of silent films – even as the world was so clearly changing around him – and the disruption of so many industries and businesses today.

We write about many of them at The Daily News. We are one of them, in fact. It’s why our social media specialist Kate Simone, for example, recently blogged about changes coming to memphisdailynews.com, including a video section and more information for our Web audience like details of Daily News seminars and events.

The pace of technology-driven change seems faster than ever. Everybody knows that. The more important thing to remember, though, is that it’s almost pointless to plan for it. The best you can hope for is just to keep yourself constantly agile and bendable enough so that when the Next Big Thing arrives, you don’t laugh it off like George Valentin, with his initial assumption that talkies won’t last.

This idea is the subject of the cover story in the current issue of Fast Company – “The Secrets of Generation Flux.” At one point, it references the world of software development and quotes from a book called “Building Data Science Teams.”

That book describes how software used to be developed by a team defining the product, another building mockups and finally engineers building it according to specifications. That’s the so-called “Waterfall” process. Increasingly, though, that process has given way to “agile” development – which allows more room for change throughout the product’s life cycle.

I’m fascinated to see how this all plays out. And it’s playing out everywhere. One of the ventures going through the soon-to-launch second round of the Seed Hatchery business investment program in Memphis is Paytopia, which is apparently going to attempt to bring some much needed change to e-commerce.

This is how Paytopia teases what it’s going to do on its website: “The payments industry inexcusably burdens small business. Paytopia is seeking zen in e-commerce: the balance of harmony between buyer and seller. Maintain focus…enlightenment is near!”

And in emails being sent out to users who sign up now, Paytopia writes: “We think you’ll love Paytopia because we, too, are merchants and we are fed up with the rigorous PCI compliance burdens and the ridiculously high fees that the archaic payments industry places on all businesses, despite the fact that the reasons those burdens exist are due to the weakness of existing payments systems! Our mission is to find a way to defeat the gargantuan regulatory issues that favor the banking industry in order to champion merchants’ rights to conduct business with fair competition among payment services providers.”

Meanwhile, PBS, which has been trying to figure out how to keep itself relevant and engaging, has discovered the elixir of premium content with its smash “Downton Abbey.” Social media is playing a big part in that.

An article on the front page of the Jan. 29 New York Times business section featured a deep dive into the precarious future of Barnes and Noble, which is the last of the mighty brick-and-mortar book retailers.

The point: B&N has taken some dramatic steps to keep it competitive with Amazon.com. And it’s working – for now.

Dansette

google